It’s the end of the month, and you’re in a pinch financially, even if payday is still a few days away. How can I make $100 in a hurry? “Where can I get money now?” It’s a question you’ve asked yourself at least twice. Other than picking through your pockets for loose change or picking up an extra job, there are several ingenious ways to make some quick cash.
Usually, you have to give something of worth in exchange for a monetary gift. It’s possible that you’ll have to register an account, get an app, or fill out an application. You just need to know where to seek to find firms that have programs to reward you with money and other perks. Whether you’re short on rent, have a student loan, or other bills to pay, or you just enjoy free money, here are 5 easy methods to earn it:
- Benefit from stock bonuses and bank rewards
You can open a bank account online and receive a bonus deposit from the bank. The typical bonus amount is between $200 and $500, however those with substantial balances or regular direct deposits may be eligible for larger bonuses.
Start by checking the local and virtual banks for any current deals. For opening an account, some stock applications will even give you free money to put toward your stock investments. The stock market is accessible to everybody with as little as a few hundred dollars.
- Obtain Rewards with Credit Cards
Credit cards, like banks, often provide sign-up incentives in the form of cash or points to lure new customers to open accounts. Spending a minimum amount is usually necessary to get free money, but this is easily manageable by shifting about how you normally spend your money each month. If you sign up for one of these, keep in mind that there is a time limit on when you can use it.
- Make use of the 401(k) match provided by your company.
You won’t be able to access your 401(k) funds until retirement. Contributions to a 401(k) plan reduce your taxable income in the years in which you make those contributions, which means you save money in the here and now.
The fact that federal legislation makes it easier for businesses to make contributions is a plus. An employer may offer a matching contribution program in which they will pay for up to a certain percentage of an employee’s salary, say 5%. If you don’t join up, you’ll be leaving money on the table and missing out on what amounts to free money.
- Invite Your Pals!
Spread the word if you’re satisfied with your credit card business, your favorite app, or your mobile service provider. If you send a new client to a business, you may be rewarded monetarily for your efforts.
If you have a Capital One credit card and are in good standing, you can make money by referring your friends to the card through a referral link. Some credit cards provide up to $150 in referral bonuses for each person who opens an account with them.
- Look for Unclaimed Money
Dormant accounts, trust payouts, refunds, and other forms of unclaimed cash are all examples. It doesn’t harm to check for unclaimed money. Discovering that you do may feel like winning a lottery if you think of it that way.
Your first stop in your search should be the website of the National Association of Unclaimed Property Administrators. The site will direct you where to go to collect unclaimed money if you come across any.
Banks, loyalty programs, and other businesses are all offering free cash to their customers. Why not look into some of these suggestions if it’s free and available for you to take?